Associates

QUALIFICATIONS:

• BBA, Marketing/Economics - Marshall University, 1972

• MS, Agricultural Economics - West Virginia University, 1974

• Captain, Regular Army (RA), 1974-78

• Life Underwriter Training Council Fellow (LUTCF^®), 1995

• Registered Representative with NYLIFE Securities LLC, member FINRA/SIPC, A Licensed Insurance Agency & New York Life Company

• Over 44 Years of Diversified Insurance Experience

• Million Dollar Round Table (MDRT)¹, Life Member

• National Association of Insurance & Financial Advisors

• Greater Washington, PA Area Chamber of Commerce

• Lieutenant Colonel, U.S. Army Reserve, Retired, 1994

• Desert Storm/Persian Gulf War Veteran, 1990-91

• Reserve Officers Association (ROA),  Life Member

• Veterans of Foreign Wars (VFW), Life Member